How we can help
Young, Single & Independent
- Maximise the Government’s super incentives – it could add thousands to your super savings.
- Take out risk insurance through your superannuation fund. It’s often the cheapest and most tax-effective way of providing insurance cover.
- We can help you to choose an investment strategy that suits your long-term risk profile and goals.
A Family & a Mortgage
- Your focus may be on repaying the home loan, but don’t forget your super.
- Think about risk insurance through superannuation. A mortgage and young children means insurance is a top priority.
- Check eligibility for a tax offset on spouse superannuation contributions as well as your entitlement to other Government super incentives.
- Review your investment strategy and risk profile.
The "in between" Years
- A higher income and a smaller mortgage open up the opportunity to boost your superannuation.
- Find out how salary sacrifice can lift your super savings.
- Review your investment strategy and risk profile.
Retirement is Looming
- Over 55s enjoy some great incentives to contribute to superannuation.
- Combine salary sacrifice with a transition to retirement pension.
- Review your risk insurance cover, investment strategy and risk profile.
- Start detailed retirement planning.
Down Time
- You have made it! For retirees over 60, withdrawals and pension payments are tax-free!
- Review your investment risk. Keep enough growth in your portfolio to ensure your money lasts as long as you do.
- Review your risk insurance.
- Keep active and enjoy life (and keep working if you want to!).